We know home buying is a process.
So here is a list of items we ask all clients to provide to start your file and prequalify you. Email Kevin to ask for a DropSecure Link if you wish to provide items and get a headstart!

Loan Programs Available

  • Fixed Terms

  • First Time Home Buyer Programs

  • Jumbo Mortgages

  • Investment Properties

  • Second Homes

  • Home Equity Loans

  • VA

  • FHA

  • Fannie Mae

  • Freddie Mac

  • USDA

  • THDA

  • Conventional

What You’ll Need

PURCHASE CHECKLIST

  • Copy of fully executed contract of sale.

  • Past two years W-2 forms

  • One months most recent consecutive pay stubs for all applicants.

  • If you are self employed, commission or if your overtime exceeds 25 % of your total income, please provide past years business and personal tax returns (ALL Schedules) along with the name and telephone number for your accountant.

  • Most recent past two months bank statements for all bank accounts.

  • If you currently rent a home, provide name and address of your landlord (or) 12 months cancelled rent checks (front and back)

  • If you currently own a home that you will be selling or has sold, please provide either contract of sale or closing statement. If you will be leasing this residence, provide copy of fully executed lease.

  • Copy of all applicants drivers license and social security card/resident alien card.

REFINANCE/HELOC CHECKLIST

  • Copy of most recent mortgage payment coupons for all mortgages

  • Copy of existing homeowner insurance binder

  • Past two years W-2 forms.

  • One months most recent consecutive pay stubs for all applicants.

  • If you are self employed, commission or if your overtime exceeds 25 % of your total income, please provide past years business and personal tax returns (ALL Schedules) along with the name and telephone number for your accountant.

  • Most recent ·past two months bank statements for all bank accounts.

  • Copy of current deed, survey and c/o

Contact

Kevin is here for all your home buying needs. If you have any questions, feel free to give him a call or shoot him an email!